RBH Tenants Contents Insurance FAQs
Why do I need contents insurance?
RBH recommends that all tenants take out insurance either through the scheme offered by RBH or by finding your own scheme privately. Insurance will allow you to claim to replace your belongings if you suffer a loss such as burglary or leaks. The RBH scheme also covers accidental damage, theft of your keys and the contents in your freezer.
What are the benefits of the RBH insurance scheme?
No excess payable
New for old cover
Various payment options
Low minimum sums insured
No need for a bank account
Optional extra covers available (for an additional cost)
How do I apply for the RBH scheme?
You can request an application form by emailing rbh.rents@rbh.org.uk
Once received,complete the application form answering all questions. Remember to sign and date the declaration and payment method.
Return the application form to Rochdale Boroughwide Housing, Sandbrook House, Sandbrook Way, Sandbrook Park, Rochdale OL11 1RY.
How much does the insurance cost?
Standard Cover
You may wish to use the do-it-yourself valuation sheet which is included in the application to help you work out how much cover you need.
The payments shown are inclusive of Insurance Premium Tax (IPT) at the appropriate rate.
|
SUM INSURED |
WEEKLY PREMIUM IF YOU ARE OVER 60 |
WEEKLY PREMIUM FOR ALL OTHERS |
|
£5,000 *** |
£0,43 |
N/A |
|
£6,000 *** |
£0.52 |
N/A |
|
£7,000 *** |
£0.60 |
N/A |
|
£8,000 |
£0.69 |
£1.38 |
|
£9,000 |
£0.78 |
£1.56 |
|
£10,000 |
£0.86 |
£1.73 |
|
£11,000 |
£0.95 |
£1.90 |
|
£12,000 |
£1.04 |
£2.07 |
|
£13,000 |
£1.12 |
£2.25 |
|
£14,000 |
£1.21 |
£2.42 |
|
£15,000 |
£1.30 |
£2.59 |
|
£16,000 |
£1.38 |
£2.76 |
|
£17,000 |
£1.47 |
£2.94 |
|
£18,000 |
£1.56 |
£3.11 |
|
£19,000 |
£1.64 |
£3.28 |
|
£20,000 |
£1.73 |
£3.46 |
|
£21,000 |
£1.81 |
£3.63 |
|
£22,000 |
£1.90 |
£3.80 |
|
£23,000 |
£1.99 |
£3.97 |
|
£24,000 |
£2.07 |
£4.15 |
|
£25,000 |
£2.16 |
£4.32 |
|
£26.000 |
£2.25 |
£4.49 |
|
£27,000 |
£2.33 |
£4.67 |
|
£28,000 |
£2.42 |
£4.84 |
|
£29,000 |
£2.51 |
£5.01 |
|
£30,000 |
£2.59 |
£5.18 |
|
£31,000 |
£2.68 |
£5.36 |
|
£32,000 |
£2.76 |
£5.53 |
|
£33,000 |
£2.85 |
£5.70 |
|
£34,000 |
£2.94 |
£5.88 |
|
£35,000 |
£3.02 |
£6.05 |
|
£36,000 |
£3.11 |
£6.22 |
|
£37,000 |
£3.20 |
£6.39 |
|
£38,000 |
£3.28 |
£6.57 |
|
£39,000 |
£3.37 |
£6.74 |
|
£40,000 |
£3.46 |
£6.91 |
***only available to tenants over the age of 60
Optional Covers
|
PERSONAL BELONGINGS
SUM INSURED |
WEEKLY PREMIUM |
WHEELCHAIRS MOBILITY SCOOTERS
SUM INSURED |
WEEKLY PREMIUM |
HEARING AIDS
SUM INSURED |
WEEKLY PREMIUM |
|
£1,000 |
£0.75 |
£1,000 |
£0.78 |
£1,000 |
£0.78 |
|
£2,000 |
£1.50 |
£2,000 |
£1.56 |
£2,000 |
£1.56 |
|
£3,000 |
£2.25 |
£3,000 |
£2.34 |
£3,000 |
£2.34 |
